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Indian Overseas Bank (IOB) has released a notification for the recruitment of Generalist and Specialist Officers in Various Scales 2026-27 (Advt. No. HRDD/RECT/04/2026-27, dated 28.08.2026). IOB Recruitment 2026 invites applications for 291 vacancies across 14 posts in JMG Scale I, MMG Scale II, and MMG Scale III. Interested and eligible candidates can apply online from 29.08.2026 to 15.09.2026 through the official website www.iob.bank.in. No other mode of application will be accepted. Selection will be through an Online Examination followed by an Interview, with the final merit list based on 80% weightage to the Online Examination and 20% to the Interview.
IOB Generalist Specialist Officer Recruitment 2026 Notification PDF Out
Indian Overseas Bank (IOB), a leading Public Sector Bank headquartered in Chennai, has officially released the detailed notification for Generalist and Specialist Officer posts in Scale I, II, and III. Candidates can download the notification PDF and apply online using the links below.
- IOB Recruitment 2026-27 Notification PDF: Download Notification PDF
- IOB Recruitment 2026-27 Apply Online Link: Apply Online
- IOB Official Website: Check Here
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IOB Generalist Specialist Officer Recruitment 2026 Overview
| Field | Value |
|---|---|
| Organization Name | Indian Overseas Bank (IOB) |
| Post Name | Generalist / Specialist Officers (14 posts) |
| Advt No. | HRDD/RECT/04/2026-27 |
| Notification Date | 28.08.2026 |
| Total Vacancies | 291 Posts |
| Job Location | Anywhere in India |
| Application Mode | Online only |
| Application Start Date | 29.08.2026 |
| Application Last Date | 15.09.2026 |
| Age Limit | Varies by post: 22–45 years (as on 01.08.2026) |
| Selection Process | Online Examination + Interview (80:20 weightage) |
| Salary/Pay Scale | JMGS I: ₹48,480–85,290; MMGS II: ₹64,820–93,960; MMGS III: ₹85,920–1,05,280 |
| Official Website | www.iob.bank.in |
IOB Recruitment 2026 Important Dates
| Activity | Date |
|---|---|
| Notification Release Date | 28.08.2026 |
| Opening Date of Online Registration | 29.08.2026 |
| Closing Date of Online Registration | 15.09.2026 |
| Payment of Application Fee / Intimation Charges | 29.08.2026 to 15.09.2026 |
| Online Examination Date | Not specified in the notification |
| Interview Date | Not specified in the notification |
IOB Recruitment 2026 Vacancy Details
IOB Vacancy 2026 covers a total of 291 posts across Generalist and Specialist Officer cadres in JMGS I, MMGS II, and MMGS III. Post Code 01 (Manager - Branch Management) is the Generalist Officer post; all other posts are Specialist Officer posts. The number of vacancies and reserved vacancies is provisional and may vary as per the Bank's actual requirements.
| S. No. | Post Name | No. of Posts |
|---|---|---|
| 1 | Manager (Branch Management) – MMGS II | 100 (UR-41, OBC-27, SC-15, ST-7, EWS-10) |
| 2 | Manager (IT) – MMGS II | 65 (UR-25, OBC-18, SC-10, ST-5, EWS-7) |
| 3 | Manager (Information Security) – MMGS II | 5 (OBC-2, SC-1, ST-1, EWS-1) |
| 4 | Manager (Information Security Audit) – MMGS II | 5 (OBC-2, SC-1, ST-1, EWS-1) |
| 5 | Senior Manager (IT) – MMGS III | 10 (UR-3, OBC-3, SC-2, ST-1, EWS-1) |
| 6 | Senior Manager (Information Security) – MMGS III | 3 (SC-1, OBC-1, EWS-1) |
| 7 | Senior Manager (Information Security Audit) – MMGS III | 2 (SC-1, ST-1) |
| 8 | Senior Manager (Database Administrator) – MMGS III | 10 (UR-6, OBC-2, SC-1, EWS-1) |
| 9 | Senior Manager (Network Administrator) – MMGS III | 5 (UR-4, OBC-1) |
| 10 | Senior Manager (Cyber Security Administrator) – MMGS III | 5 (UR-4, OBC-1) |
| 11 | Manager (Credit) – MMGS II | 35 (UR-11, OBC-11, SC-8, ST-3, EWS-2) |
| 12 | Senior Manager (Credit) – MMGS III | 15 (UR-7, OBC-4, SC-2, ST-1, EWS-1) |
| 13 | Senior Manager (Risk) – MMGS III | 6 (UR-3, SC-1, OBC-1, EWS-1) |
| 14 | Assistant Manager (Security) – JMGS I | 25 (UR-13, OBC-6, SC-3, ST-1, EWS-2) |
| Total | Total Vacancies | 291 (UR-117, OBC-79, SC-46, ST-21, EWS-28) |
Out of the 291 total posts, 12 vacancies are reserved for Persons with Benchmark Disabilities (PWBD) on a horizontal basis: 4 for Hearing Impaired (HI), 5 for Orthopedically Challenged (OC), 2 for Visually Impaired (VI), and 1 for Intellectual Disability (ID).
IOB Recruitment 2026 Eligibility Criteria
Eligibility (age, educational qualification, and post-qualification work experience) is assessed as on 01.08.2026 for all posts. Candidates must be a citizen of India, or a subject of Nepal/Bhutan, or a Tibetan refugee who came to India before 1 January 1962, or a person of Indian origin who has migrated from specified countries with the intention of permanently settling in India (subject to an eligibility certificate from the Government of India for the latter categories).
| Post Code | Post Name | Age (Min–Max) | Educational Qualification | Post Qualification Work Experience |
|---|---|---|---|---|
| 01 | Manager (Branch Management), MMGS II | 23–33 years | Degree in any discipline from a recognized University | 3 years as an Officer in a Scheduled Public/Private Sector Bank, at least 2 years in Branch Banking |
| 02 | Manager (IT), MMGS II | 25–35 years | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) | Minimum 5 years post-qualification IT experience, including at least 3 years in Banking/BFSI, with hands-on experience in one specified technology domain |
| 03 | Manager (Information Security), MMGS II | 22–32 years | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security | Minimum 2 years post-qualification experience across at least 3 specified security domains |
| 04 | Manager (Information Security Audit), MMGS II | 22–32 years | B.E./B.Tech or M.E./M.Tech (above disciplines)/MCA | Minimum 2 years experience (at least 1 year in IS Audit/Cyber Security Audit in Banking/BFSI), or equivalent software development experience |
| 05 | Senior Manager (IT), MMGS III | 28–38 years | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) | Minimum 8 years post-qualification IT experience, including at least 5 years in Banking/BFSI; mandatory CISA/CISSP/ISO 27001:LA/OSCP certification |
| 06 | Senior Manager (Information Security), MMGS III | 25–35 years | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security | Minimum 5 years post-qualification experience across at least 3 specified security domains |
| 07 | Senior Manager (Information Security Audit), MMGS III | 25–35 years | B.E./B.Tech or M.E./M.Tech (above disciplines)/MCA | Minimum 5 years experience (at least 3 years in IS Audit/Cyber Security Audit in Banking/BFSI), or equivalent software development experience |
| 08 | Senior Manager (Database Administrator), MMGS III | 28–38 years | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) | Minimum 8 years Database Administration experience, of which at least 5 years in production DBA and 3 years in Banking/BFSI; mandatory OCA/OCP certification |
| 09 | Senior Manager (Network Administrator), MMGS III | 25–35 years | B.E./B.Tech or M.Tech in CS/IT/Electronics & Communication/Electronics & Instrumentation, or MCA | Minimum 5 years post-qualification experience in Network Operations, including Cisco FTD and Checkpoint firewall security; mandatory CCNA (Routing & Switching/Security) or Checkpoint CCSE certification |
| 10 | Senior Manager (Cyber Security Administrator), MMGS III | 25–35 years | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security | Minimum 5 years post-qualification experience in at least 2 specified cyber security domains |
| 11 | Manager (Credit), MMGS II | 23–33 years | Bachelor's degree with MBA (Finance)/PGDBA/PGDBM/MMS (Finance), or CA, or CMA | 3 years post-qualification experience in a Bank/Financial Institution, minimum 2 years in credit |
| 12 | Senior Manager (Credit), MMGS III | 25–35 years | Bachelor's degree with MBA (Finance)/PGDBA/PGDBM/MMS (Finance), or CA, or CMA | 6 years post-qualification experience in a Bank/Financial Institution, minimum 4 years in credit |
| 13 | Senior Manager (Risk), MMGS III | 25–35 years | Graduation with MBA (Finance)/PGDM (Finance)/PGDBF/MFM/MFC/Masters in Mathematics/Statistics/Economics, or Graduation with GARP/PRMIA risk certification | Minimum 5 years post-qualification experience in a Bank/NBFC/Financial Institution in Risk, Credit, Forex, Treasury, or Finance |
| 14 | Assistant Manager (Security), JMGS I | 30–45 years | Graduate from a recognized University, with a certification course (minimum 3 months) in Computer/IT/Computer Science | Retired JCO or equivalent with minimum 5 years service in Army/Navy/Air Force; or Inspector-rank/Sub-Inspector-and-above rank with minimum 5 years in Paramilitary Forces or Police |
Certification requirements, technology-domain specifics, and detailed sub-conditions for each Specialist Officer post are extensive; candidates are advised to refer to the full official notification PDF for the complete post-wise qualification and experience matrix before applying.
IOB Recruitment 2026 Age Limit
The minimum and maximum age for each post is listed in the eligibility table above (assessed as on 01.08.2026). Age relaxation for reserved categories is as follows:
| Category | Age Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe | 5 years |
| Other Backward Classes (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-Servicemen / Commissioned Officers (min. 5 years military service) | 5 years |
Cumulative age relaxation across categories is available to SC/ST/OBC candidates, subject to a maximum upper age limit of 50 years. There is no reservation for Ex-servicemen in the Officers' cadre, though age relaxation applies as per Government guidelines.
IOB Recruitment 2026 Salary
Selected candidates will be placed in the following pay scales, with DA, HRA, CCA, and other allowances as per rules in force.
| Scale / Grade | Scale of Pay (₹) |
|---|---|
| JMGS I | 48480 – 2000/7 – 62480 – 2340/2 – 67160 – 2680/7 – 85290 |
| MMGS II | 64820 – 2340/1 – 67160 – 2680/10 – 93960 |
| MMGS III | 85920 – 2680/5 – 99320 – 2980/2 – 105280 |
Specialist Officers recruited laterally in MMG Scale II and III are also eligible for Conveyance Expenses, Newspaper Cost, Telephone/Mobile Expenses, Residential Furniture, and Bank-owned or leased accommodation during probation, as per extant Bank guidelines. Selected candidates must execute a Financial Service Indemnity Bond of ₹2,00,000 (JMGS I, minimum 3 years' service) or ₹2,50,000 (MMGS II & III, minimum 3 years' service).
IOB Recruitment 2026 Application Fee
| Category | Application Fee / Intimation Charges |
|---|---|
| SC / ST / PWD | ₹175/- (inclusive of GST) |
| All Others (including OBC & EWS) | ₹1,000/- (inclusive of GST) |
Payment can be made online via Debit Card, Credit Card, Internet Banking, or BHIM/UPI. The fee, once paid, is non-refundable and cannot be adjusted against any other recruitment process.
IOB Recruitment 2026 Selection Process
- Selection is through an Online Examination followed by a Personal Interview.
- For Post Code 01 (Manager – Branch Management): the Online Examination has 100 questions/100 marks in 2 hours, covering English Language (25Q, 30 minutes) and Professional Knowledge – Banking Law & Practice, Indian Economy & Financial System, Principles & Practices of Banking, Accounting & Financial Management (75Q, 90 minutes).
- For all other posts: the Online Examination has 100 questions/100 marks in 2 hours, covering English Language (25Q, 30 minutes), General Awareness with special reference to Banking Industry (25Q, 30 minutes), and Professional Knowledge, which varies post-wise (50Q, 60 minutes).
- There is no minimum qualifying mark for General Awareness and English Language; candidates must secure minimum qualifying marks in Professional Knowledge.
- Minimum qualifying marks in the Online Examination: 35% for unreserved candidates, 30% for reserved candidates.
- 1/4th of the marks allotted to a question is deducted for a wrong answer; there is no penalty for unattempted questions.
- The Interview carries a maximum of 100 marks, assessed on Role-related Industry Exposure, Subject Knowledge, and Communication Skills. Minimum qualifying marks: 50% for unreserved, 45% for reserved candidates.
- The final merit list is prepared with 80% weightage to the Online Examination and 20% weightage to the Interview.
IOB Recruitment 2026 Documents Required
- Printout of the valid Interview Call Letter
- System-generated printout of the online application form
- Proof of Date of Birth (Birth Certificate or Std. X Certificate with DOB)
- Photo Identity Proof (Passport/Aadhaar/e-Aadhaar/PAN Card/Driving Licence/Voter's Card)
- Mark sheets and certificates for educational qualifications
- Work experience proof (Experience Certificates, Appointment Letters, Relieving Letters, Salary Slips)
- Certificates for preferred professional certifications, where applicable
- Caste Certificate (for SC/ST/OBC-NCL/EWS candidates, in the prescribed format)
- Disability Certificate (for PWBD candidates, issued by the District Medical Board)
- No Objection Certificate (for candidates currently in Government/PSU/Bank service)
Ration Card will not be accepted as a valid ID proof at any stage of this recruitment process.
How to Apply for IOB Recruitment 2026
- Visit the official IOB website, www.iob.bank.in, and open the "Careers" page.
- Click on "Recruitment of Generalist/Specialist Officers in Various Scales – 2026-27" and select the post to be applied for.
- Click "Register Online" and complete first-time registration.
- Note the system-generated Registration Number and Password sent via e-mail and SMS.
- Upload photograph, signature, left thumb impression, and handwritten declaration as per the prescribed specifications.
- Fill in all required details in the online application form carefully and click "Complete Registration."
- Pay the applicable Application Fee / Intimation Charges online (Debit Card/Credit Card/Internet Banking/BHIM/UPI).
- Take a printout of the submitted application form and the payment e-receipt for future reference.
IOB Recruitment 2026 Important Instructions
- Applications can be submitted online only, from 29.08.2026 to 15.09.2026; no other mode will be accepted.
- Candidates may apply for more than one post, subject to fulfilling the eligibility criteria for each.
- If a candidate submits multiple applications for the same post, only the last submitted application will be considered.
- Incomplete applications or those without supporting documents will be rejected outright.
- OBC candidates must submit a non-creamy layer certificate valid as on the date of interview.
- The Bank reserves the right to change, modify, cancel, or add to any of the eligibility or selection criteria.
- Outstation SC/ST/PWBD candidates who are unemployed will be reimbursed second-class train fare by the shortest route, as per Government guidelines.
- Canvassing in any form will lead to disqualification.
- Requests for change of examination centre, interview date, or registered e-mail ID will not be entertained.
- The Online Examination will be conducted at centres including Delhi/NCR, Mumbai/Navi Mumbai/MMR/Thane, Chennai, Kolkata, Hyderabad, and Bengaluru.
Also read: Federal Bank Sales Officer Recruitment 2026 Notification Out - Apply Online
IOB Recruitment 2026 Important Links
- Apply Online: Click here
- Official Notification PDF: Click here
- Official Website: Click here
- Join Arattai Channel: Click Here
- Join Telegram Channel: Click Here
- Join WhatsApp Channel: Click Here
- Sarkari Result: Click Here
- Download Mobile App: Click Here
Candidates with a background in Banking and Finance can also explore more Bank Jobs 2026 and Officer Recruitment Jobs across public sector banks. Those holding an engineering or IT qualification can check the latest IT Officer Jobs and Cyber Security Jobs in the banking and PSU sector. Candidates based in Tamil Nadu can also browse more Tamil Nadu Government Jobs, while those near the head office region can look at Chennai Government Jobs for upcoming openings. MBA Finance and CA/CMA qualification holders can also explore more Credit Officer Jobs and Risk Management Jobs matching their profile.
