The PNB Apprentice Salary 2026 is paid as a fixed monthly stipend during the apprenticeship period as per Punjab National Bank (PNB) rules, and apprentices are not treated as permanent bank employees during training.
Introduction
Punjab National Bank (PNB) recruits apprentices under the Apprentices Act to offer practical training in banking operations. Many candidates search for details on the PNB Apprentice Salary 2026, including the monthly stipend, in-hand amount, and post-training opportunities.
It's essential to note that this is a training role with a fixed stipend, not a full salary package that includes dearness allowance (DA), house rent allowance (HRA), or other benefits given to permanent staff.
PNB Apprentice Salary 2026 Overview
Here’s a quick summary of key details:
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Organization: Punjab National Bank (PNB)
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Post Name: Apprentice
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Salary Type: Fixed Monthly Stipend
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Training Duration: Typically 1 year (as per the latest notification)
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Job Type: Apprenticeship (temporary training role, not permanent)
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Allowances: Limited / as per bank rules
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Official Website: https://www.pnbindia.in
PNB Apprentice Monthly Stipend 2026
The PNB Apprentice Salary 2026 consists of a fixed monthly stipend that varies depending on the branch location category. According to the latest recruitment details:
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Rural, Semi-Urban, and Urban branches: ₹12,300 per month
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Metro branches: ₹15,000 per month
This stipend is credited directly to the apprentice's bank account each month. The amount remains consistent throughout the training period unless specified otherwise in the official notification.
Always check the latest PNB notification for confirmation, as it provides the exact stipend structure for different zones or states.
PNB Apprentice In-Hand Salary 2026
As the PNB Apprentice Salary 2026 is a stipend rather than a regular salary, the in-hand amount is typically very close to the notified figure. Deductions are minimal compared to permanent employees.
Approximate breakdown (based on common apprenticeship rules):
| Component | Amount (Approx.) |
|---|---|
| Fixed Stipend (Rural/Semi-Urban/Urban) | ₹12,300 |
| Fixed Stipend (Metro) | ₹15,000 |
| Deductions (if any, e.g., minor tax or others) | Minimal / ₹0–a few hundred |
| In-Hand Amount | Nearly equal to the stipend |
PNB Apprentice Salary Deductions
Deductions for PNB Apprentice stipends are generally limited. Apprentices are not regular employees, so benefits like Provident Fund (PF) or National Pension System (NPS) contributions are usually not applicable.
However, if the annual stipend exceeds the income tax exemption limit, tax deductions may apply as per current rules. Any other deductions (e.g., insurance if opted) will be outlined in the apprenticeship contract or official notification. Refer to the bank's guidelines rather than assuming standard employee deductions.
PNB Apprentice Allowances & Benefits
Apprentices in this role do not receive allowances such as DA, HRA, City Compensatory Allowance (CCA), medical benefits, or other perks available to permanent PNB employees.
There are no provisions for pension, gratuity, or long-term retirement benefits. Leave entitlements are restricted and follow apprenticeship guidelines and bank policy. This training-focused position prioritizes skill development over comprehensive employee benefits.
PNB Apprentice Training Period Salary
The stipend structure applies uniformly throughout the entire training period, which is typically one year (including basic and on-the-job training). The monthly amount does not change unless the notification specifies revisions.
During this time, apprentices handle routine banking tasks like customer service, account operations, and branch activities, gaining valuable exposure without permanent employee status.
Is PNB Apprentice a Permanent Job?
No, the PNB Apprentice position is not a permanent job. It is a temporary training engagement under the Apprentices Act, with no guarantee of absorption into regular PNB roles after completion.
Candidates interested in permanent positions must apply separately through PNB or IBPS recruitment processes for roles like Clerk or Officer.
PNB Apprentice Career Growth & Future Scope
While not permanent, the apprenticeship provides hands-on banking experience in areas like customer interaction, documentation, and operations.
This practical knowledge strengthens resumes and boosts performance in future banking exams (PNB, IBPS, SBI, etc.). Many use this as a stepping stone to build skills and domain understanding for better opportunities in the banking sector.
